This urinalysis is consistent with a urinary tract infection. I would suggest getting a urine culture done. As for the slightly elevated albumin to creatinine ratio (ACR), I would not place any stock in it until the infection (if present) is treated. An inflamed bladder can definitely increase the value of the ACR.
I would still suggest excluding a UTI as they can be asymptomatic. If no infection is present, then a microscopic exam of your urine is warranted.If the white cells and ACR elevation is persist, then a workup for that should be undertaken. As part of that assessment, you should have your kidney function tested as well.